CheckSurance™ protects you if you receive payments by mail or you choose to process checks in the back office rather than at point of sale. Checks scanned in the back office can be checked against national databases just as the POS option, and acceptable checks can be deposited electronically from your desk, eliminating bank trips. And, you have option to accept either consumer checks (converted to ACH's processed by NACHA) or all types of checks (with non-consumer checks processed through the Federal Reserve System), and still have the CheckSurance™ protection against bad checks. All checks that pass verification, and for which a driver's license number is recorded, are guaranteed to be deposited into your account.